Capital One is a financial services corporation known for its credit card, auto loan, banking, and savings account offerings. It was founded in 1988 by Richard Fairbank and Nigel Morris. Richard D. Fairbank, the current CEO of Capital One, is widely recognized for his contribution to the credit card industry. Richard Fairbank, an American businessman, was born on December 18, 1950, in Shaker Heights, Ohio. He graduated as valedictorian from Stanford Graduate School of Business,…